Kalkulator VOO ETF (S&P 500 & Keuntungan Majemuk)

Keuangan

Hitung proyeksi imbal hasil jangka panjang, bunga majemuk, dividen, dan penghematan biaya investasi ETF Vanguard S&P 500 (VOO).

Input Parameters

Adjust parameters to instantly compute metrics.

$
$
tahun
1 tahun50 tahun
%
0 %30 %
%
0 %10 %
%
0 %1 %

Computed Results

Instant
Proyeksi Nilai Akhir Portofolio
$462,705.00

Computed instantaneously in your browser with verified mathematical precision.

Calculation Breakdown

Total Modal Pokok Disetor$130,000.00
Total Keuntungan Kenaikan Modal (Capital Gain)$332,705.00
Total Pendapatan Dividen$51,166.00
Pendapatan Dividen Tahunan di Akhir Periode$7,172.00 / year
Penghematan Biaya vs Reksa Dana Konvensional (0,85%)$49,107.00
Estimasi Total Biaya ETF yang Dibayar$983.00

Formula Transparency

VOO Compound Growth & Dividend Return Formula

FV = P * (1 + r/n)^(nt) + PMT * [((1 + r/n)^(nt) - 1) / (r/n)]

Projects investment growth for Vanguard S&P 500 ETF (VOO), accounting for quarterly dividend reinvestment and VOO's low 0.03% expense ratio.

Variable Definitions & Glossary

PInitial Investment

Starting capital invested in VOO.

PMTRegular Contribution

Monthly or annual recurring investment added to the portfolio.

rAnnual Total Return

VOO historical return combining capital appreciation and dividends.

tInvestment Horizon

Number of years the investment compounds.

Step-by-step educational solution

1

Starting Investment Capital

$10,000
Initial Deposit

Starting balance allocated to Vanguard S&P 500 ETF.

2

Recurring Contributions

$6,000 / year
500 / month

Systematic monthly contributions that compound over the investment period.

How to Think About This Calculation

Calculate expected wealth accumulation, dividend income, and fee savings from investing in Vanguard S&P 500 ETF (VOO).

Core methodology
  • 1.Enter your initial starting investment amount in VOO.
  • 2.Specify your regular recurring monthly or annual contribution.
  • 3.Set your investment timeline (years) and choose whether to reinvest dividends (DRIP).
  • 4.View your projected portfolio value, total dividend earnings, and fee savings compared to typical mutual funds.
Professional tips
  • Enabling Dividend Reinvestment (DRIP) dramatically boosts long-term compounding by purchasing additional VOO shares automatically.
  • VOO's ultra-low 0.03% expense ratio means you pay only $3 annually per $10,000 invested, saving thousands of dollars compared to traditional mutual funds.
Common pitfalls
  • Attempting to time the market rather than maintaining consistent monthly dollar-cost averaging.
  • Overlooking the power of reinvesting dividends, which historically accounts for over 30% of total S&P 500 cumulative returns.
i

Vanguard S&P 500 ETF (VOO) adalah reksa dana indeks bursa Amerika Serikat dengan biaya pengelolaan (expense ratio) super rendah yaitu 0,03% per tahun. Bagi investor Indonesia yang berinvestasi di saham/ETF global, perlu diperhatikan aturan pajak dividen withholding tax (biasanya 30% atau 15% jika ada tax treaty) serta pelaporan penghasilan luar negeri pada SPT Tahunan.

Frequently asked questions

Common Questions about VOO ETF

Apa itu ETF VOO dari Vanguard?
VOO adalah salah satu exchange-traded fund terbesar di dunia yang menginvestasikan dananya ke dalam 500 saham perusahaan terkemuka di Amerika Serikat secara proporsional.
Mengapa reinvestasi dividen sangat penting dalam investasi jangka panjang?
Karena dividen yang diinvestasikan kembali akan membeli lebih banyak unit ETF, yang di masa mendatang akan menghasilkan dividen lebih besar lagi secara berkelanjutan.

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