Calculadora de CDB Prefixado e Depósito a Prazo Fixo
FinancialSimule o valor de resgate e o rendimento líquido de aplicações em CDB prefixado ou depósitos a prazo com capitalização periódica.
Digital Calculation Report
CD Calculator Report
Calculate certificate of deposit value at maturity from deposit amount, APY, term, and compounding.
Input Parameters
| Parameter | Value |
|---|---|
| Deposit Amount | 10000 |
| Annual Interest Rate | 4.5 |
| CD Term | 3 |
| Compounding | 12 |
Calculated Results
| Metric | Computed Value |
|---|---|
| Valor bruto no vencimento | $11,442.48 |
| Total de juros brutos auferidos | $1,442.48 |
Calculations are provided for educational purposes and should be independently verified for financial, investment, or medical decisions.
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Input Parameters
Adjust parameters to instantly compute metrics.
Computed Results
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Calculation Breakdown
Esta calculadora simula aplicações em CDB prefixado, RDB ou depósitos a prazo fixo com reinvestimento de juros. Considere a tabela regressiva do Imposto de Renda (22,5% a 15%) e a garantia do FGC (Fundo Garantidor de Créditos) de até R$ 250 mil por CPF e instituição.
Common Questions about CD
O que é um Certificado de Depósito Bancário (CDB)?
Como funciona a tabela regressiva de IR na renda fixa?
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