Calculadora de Empréstimo Pessoal e Parcelas
FinancialEstime o valor das parcelas mensais, o total de juros desembolsados e o custo final de um empréstimo pessoal.
Digital Calculation Report
Personal Loan Calculator Report
Estimate monthly payments and total interest on a personal loan.
Input Parameters
| Parameter | Value |
|---|---|
| Loan Amount | 15000 |
| Interest Rate | 11 |
| Loan Term | 3 |
Calculated Results
| Metric | Computed Value |
|---|---|
| Parcela Mensal Fixa | $491.08 |
| Total de Juros Pagos | $2,678.91 |
| Custo Total do Empréstimo | $17,678.91 |
Calculations are provided for educational purposes and should be independently verified for financial, investment, or medical decisions.
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Input Parameters
Adjust parameters to instantly compute metrics.
Computed Results
InstantComputed instantaneously in your browser with verified mathematical precision.
Calculation Breakdown
A simulação utiliza o sistema francês de amortização (Tabela Price). No Brasil, empréstimos pessoais bancários exigem a divulgação clara do Custo Efetivo Total (CET), contemplando taxa de juros, IOF (Imposto sobre Operações Financeiras) e tarifas administrativas.
Common Questions about Personal Loan
Como é calculada a parcela do empréstimo pessoal?
Posso antecipar o pagamento das parcelas para ter desconto de juros?
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