Calculadora Roth IRA (Previdência Isenta de Impostos)
FinancialCalcule o crescimento isento de imposto de renda de uma conta Roth IRA: aporte após impostos e saque 100% do saldo e dos lucros sem tributação na aposentadoria.
Digital Calculation Report
Roth IRA Calculator Report
Project the tax-free growth of a Roth IRA over time. Contributions grow tax-free and qualified withdrawals in retirement are not taxed.
Input Parameters
| Parameter | Value |
|---|---|
| Current Age | 30 |
| Retirement Age | 65 |
| Current Balance | 10000 |
| Monthly Contribution | 500 |
| Annual Return | 7 |
Calculated Results
| Metric | Computed Value |
|---|---|
| Saldo projetado (100% Isento de IR) | $1,015,588.82 |
| Total de recursos aportados | $220,000.00 |
| Rendimento líquido gerado (Juros compostos) | $795,588.82 |
Calculations are provided for educational purposes and should be independently verified for financial, investment, or medical decisions.
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Input Parameters
Adjust parameters to instantly compute metrics.
Computed Results
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Calculation Breakdown
O Roth IRA é regulamentado pelo código tributário dos EUA, oferecendo isenção total de impostos nos resgates qualificados na aposentadoria. No Brasil, o modelo de previdência VGBL com tabela regressiva (10% após 10 anos) ou investimentos isentos de IR (como LCI, LCA e debêntures incentivadas) são as alternativas mais próximas.
Common Questions about Roth IRA
Qual a grande vantagem do Roth IRA em relação ao tradicional?
Há obrigação de efetuar saques mínimos anuais?
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