Calculadora VOO ETF (S&P 500 e Juros Compostos)

Financial

Calcule o rendimento histórico, juros compostos, dividendos e economia de taxas do ETF Vanguard S&P 500 (VOO).

Input Parameters

Adjust parameters to instantly compute metrics.

$
$
anos
1 anos50 anos
%
0 %30 %
%
0 %10 %
%
0 %1 %

Computed Results

Instant
Patrimônio final projetado
$462,705.00

Computed instantaneously in your browser with verified mathematical precision.

Calculation Breakdown

Total de capital próprio aportado$130,000.00
Lucro total em valorização de cotas$332,705.00
Total de dividendos auferidos$51,166.00
Renda anual de dividendos ao final do prazo$7,172.00 / year
Economia de taxas vs fundo tradicional (0,85%)$49,107.00
Total estimado de taxas pagas ao ETF$983.00

Formula Transparency

VOO Compound Growth & Dividend Return Formula

FV = P * (1 + r/n)^(nt) + PMT * [((1 + r/n)^(nt) - 1) / (r/n)]

Projects investment growth for Vanguard S&P 500 ETF (VOO), accounting for quarterly dividend reinvestment and VOO's low 0.03% expense ratio.

Variable Definitions & Glossary

PInitial Investment

Starting capital invested in VOO.

PMTRegular Contribution

Monthly or annual recurring investment added to the portfolio.

rAnnual Total Return

VOO historical return combining capital appreciation and dividends.

tInvestment Horizon

Number of years the investment compounds.

Step-by-step educational solution

1

Starting Investment Capital

$10,000
Initial Deposit

Starting balance allocated to Vanguard S&P 500 ETF.

2

Recurring Contributions

$6,000 / year
500 / month

Systematic monthly contributions that compound over the investment period.

How to Think About This Calculation

Calculate expected wealth accumulation, dividend income, and fee savings from investing in Vanguard S&P 500 ETF (VOO).

Core methodology
  • 1.Enter your initial starting investment amount in VOO.
  • 2.Specify your regular recurring monthly or annual contribution.
  • 3.Set your investment timeline (years) and choose whether to reinvest dividends (DRIP).
  • 4.View your projected portfolio value, total dividend earnings, and fee savings compared to typical mutual funds.
Professional tips
  • Enabling Dividend Reinvestment (DRIP) dramatically boosts long-term compounding by purchasing additional VOO shares automatically.
  • VOO's ultra-low 0.03% expense ratio means you pay only $3 annually per $10,000 invested, saving thousands of dollars compared to traditional mutual funds.
Common pitfalls
  • Attempting to time the market rather than maintaining consistent monthly dollar-cost averaging.
  • Overlooking the power of reinvesting dividends, which historically accounts for over 30% of total S&P 500 cumulative returns.
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O ETF Vanguard S&P 500 (VOO) é um fundo negociado em bolsa nos EUA com taxa de administração de apenas 0,03% ao ano. Para investidores brasileiros, é possível investir diretamente em VOO via contas internacionais ou através de BDRs de ETFs negociados na B3 (como BVOO39 ou IVVB11), observando a tributação sobre rendimentos e ganhos de capital no exterior.

Frequently asked questions

Common Questions about VOO ETF

O que é o ETF VOO?
O VOO é um dos maiores e mais eficientes fundos de índice do mundo, gerido pela Vanguard, com objetivo de replicar integralmente o índice norte-americano S&P 500.
Como funciona a economia em taxas de administração?
Fundos tradicionais cobram comumente 1% a 2% ao ano, consumindo até 30% a 40% dos seus ganhos potenciais em 30 anos. Com a taxa de 0,03% de VOO, quase a totalidade dos lucros fica no seu bolso.

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